Why Fire Damage Specifically
Most companies that buy houses for cash treat fire as one item on a list next to divorce, foreclosure and inherited property. It does not belong on that list. A fire file has an insurance claim attached, a mortgage servicer holding proceeds, a structural assessment that a general contractor is not qualified to make, and in Houston a floodplain rule that can decide the outcome before price is discussed. Buyers who see one of these a year price them badly, usually by discounting for uncertainty they have not bothered to resolve.
We work on fire-damaged property only, in the Houston metro only. That narrowness is the point: it is why we can read a fire report and a set of photographs and tell you within a day whether the structure is worth restoring, rather than pricing in a contingency for not knowing.
What We Buy
- Smoke and water damage where the structure is intact.
- Partial burns, gutted rooms, and compromised roof structures.
- Total losses, slab-only lots, and properties where the debris is still in place.
- Red-tagged and condemned structures.
- Properties with an open, denied or unfiled insurance claim.
- Uninsured losses, which are more common than people assume.
- Inherited property where probate has not been opened.
What We Are Not
We are not a real estate brokerage and we do not list property. We are not a public insurance adjuster and we do not adjust or advise on your claim, which is a licensed role governed by the rules on our page about Texas public adjuster and claim requirements. We are not a restoration contractor. And we are not a wholesaler: we take title in our own name rather than assigning a contract to somebody else, a distinction explained on our page about how to tell Houston cash buyers apart.
How We Price, and Why We Show Our Working
An offer on a burned house is finished value minus reconstruction cost minus carrying cost minus margin. We show you all four terms. Owners are entitled to understand why a number is what it is, and on roughly a third of the properties we assess the arithmetic points somewhere other than a sale to us. We say so, because a reputation for being the honest second opinion is worth more than the files we would win by not mentioning it.
Where Our Houston Information Comes From
Every fee, code section, office address and threshold on this site is taken from the body that publishes it, and each page lists its sources. Where we could not confirm a figure directly with the issuing office, the page says so in a marked note rather than carrying an estimate dressed up as a fact. On a subject where a wrong statute citation could cost somebody real money, that seemed like the right standard.
Fee schedules and ordinances change. Every figure on these pages names the office that publishes it, so you can confirm any of them at source before relying on it.
Getting in Touch
Send an address through any form on this site. If your property is outside the Houston metro we will say so rather than take the enquiry, and we can usually point you at somebody who covers it.